Joe Aguirre

The New York State DMV has approved certain sponsoring agencies to provide accident prevention courses that reduce points and insurance costs. The courses include traditional classroom courses and courses delivered through the Internet or another alternate delivery methods. To view a list of approved courses, visit the NYS DMV website.

SUMMER 2026

• Summer and sand and sharks...oh my! Take a bite out of your to-do list this month by calling the Joe Aguirre State Farm Agency for a fearless and free evaluation of your insurance needs at time and place most convenient for you, including virtual appointments. Call or stop by the Joe Aguirre Agency at 61 West Main Street, Smithtown, to review the many insurance options available to protect the people and things you care about most!

• Discover the joys of July on Long Island! Road trips, swimming, boating and barbecues create special occasions. Protect your memorable moments by protecting the people and things you care about most. Call or stop by the Joe Aguirre Agency at 61 West Main Street, Smithtown, to review the many insurance options available for you.

• We love summer on Long Island! Now is a great time to meet with our office to review your current and future needs and insurance policies. Call us to schedule an in-person, phone or virtual appointment with our Agency to review the many insurance options available for you and those you care about.

• Grow your confidence this summer with a personal evaluation of your insurance needs: auto and home insurance, life insurance, motorcycle and RV insurance, and more! Call or stop by the Joe Aguirre Agency to review the many insurance options available for you and those you care about most. We also offer the convenience of virtual appointments too!

• We recognize cost is important but also know there’s no price tag for knowing you’re covered! Get the value you deserve with personalized services that balance your priorities with your needs and ensure you’re adequately protected. Call or stop by the Joe Aguirre Agency to review the many insurance options available for you including auto insurance, homeowners and renters insurance, life insurance and more.

Community Corner:

We are a proud to supporter of Habitat for Humanity, because every child deserves a safe home. Stay tuned for ways you can get involved!

Contact Us:

Spring is a season of renewal—let us review your current policy. Call us at 631.265.3880or visit our office at 61 West Main Street in Smithtown. We look forward to serving you!

My name is Joe Aguirre. I have been with State Farm since 1990, shortly after graduating from St. John's University.

After working with the company in various capacities for several years, I found my true calling as a State Farm Agent. In our office, being a "good neighbor" is more than a slogan- it is what we love to do!

Our Main Street location in Smithtown has been serving the community since 1956. Many of your neighbors, friends and family members have been with us for generations- that is not something we take lightly. When you work with the Joe Aguirre State Farm agency, you know that we are here to provide the coverage that works for you, with the exceptional "good neighbor" service you deserve.

Products we Offer:

• Auto Insurance

• Homeowners Insurance

• Renters and Condo Insurance

• Life Insurance

• Boat Insurance

• Motorcycle and Antique Car Insurance

• Business Insurance

• Assigned Risk Plan - AIP

Honorable Mentions and Affiliations:

• CPCU - Chartered Property Casualty Underwriter professional designation.

• CLU - Chartered Life Underwriter professional designation.

• ChFC - Chartered FCP designation.

• Third Degree Member of the Knights of Columbus - Fr. Thomas A. Judge Council in East Northport.

• St. John's University class of 1990.

• Archbishop Molloy High School class of 1986.

• Fluent in Spanish.

• In-office Notary Public available

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Connect with Joe for insurance guidance in Smithtown.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Smithtown, you can count on Joe for personalized service.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Joe serves Smithtown, NY and is happy to help with your insurance needs.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Joe is here to help your Smithtown household feel covered.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Looking for coverage? Talk with Joe about your options in Smithtown.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Joe is proud to serve the Smithtown community.